New Zealand's Specialist lending market is forecast to grow by $25 billion. Atlas Finance is built to capture it.
A specialist New Zealand business lender — secured, first-rankinglending led by a management team with a proven track record. Now open to a select group of wholesale investors.
An underpenetrated market with a clear runway
Specialist lenders make up around 8% of the New Zealand market, versus 15–30% in Australia and ~50% inthe US. As traditional banks step back from asset finance, that gap is billions in unmet demand, and a longrunway for a disciplined, well-capitalised new entrant.
NZ PENETRATION
FORECAST GROWTH BY 2034
AVG. LOSS RATE · 10 YRS
Proven operators.
Independent governance.
We provide personalised non-bank lending for businesses across New Zealand that are ready to grow.
Francis Fitzgerald — CEO
30 years in asset finance. Built Partners Finance from zero to $120m before its sale in 2023.
Independent board
Chaired by a co-founder of a $1.2b wealth firm and past CA ANZ president, alongside one of NZ's leading banking & finance lawyers.
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Disciplined lending
First-ranking security over identifiable assets, with a sub-1% average loss rate across the last decade.
Secured lending with a Differentiated return
The Information Memorandum sets out the full capital structure, funding model, financial projections and return pathways.
Target return on equity
Underpinned by secured, first-ranking lending with strong downside protection.
Mezzanine return · paid quarterly
Equity investors receive a pro-rata first option to fund the mezzanine layer.
What's in the Information Memorandum
Request the Information Memorandum
Atlas Finance is available to wholesale investors only, as defined in Schedule 1 of the Financial Markets Conduct Act 2013. Please confirm your eligibility to receive the memorandum.